Explore this stunning Colonial home nestled on 0. 86 acres of land, perfect for year-round living or as a retreat from the city life. Located near Sackett Lake, residents can enjoy a public beach, swimming, fishing, boating, and day camps. Upon entry, guests are welcomed by a foyer with a coat closet. The main level features an open living room with a wood-burning fireplace that seamlessly transitions into the dining area. The eat-in kitchen boasts a center island, stainless steel appliances, recessed lighting, and access to an enclosed screen porch and deck with picturesque views. Additionally, there is a main-level bedroom and a full bathroom. Moving to the upper level, you'll find a family room with a wood-burning stove, an office, three additional bedrooms, and a full bathroom with a washer/dryer. The large master suite offers access to a private balcony and a master bathroom with double sinks, a jacuzzi, and a spacious closet. Heading downstairs, there is a legal accessory apartment with its own private entrance, a screened-in patio, a kitchen, a living room, a bedroom, and a laundry room with washer/dryer hookups. The attached two-car garage, driveway, and additional parking area can accommodate multiple vehicles. The backyard provides a serene setting to connect with nature and enjoy tranquility. Just minutes away from the neighboring town of Monticello, residents can access various amenities, major shopping centers, casinos, resorts and enjoy a convenient 90-minute commute to New York City. Virtual tour available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$615,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $683 | $683 | $683 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,356 | $3,270 | $4,219 |
Total Monthly Payment | $4,131 | $4,045 | $4,994 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.