Welcome to this large center-hall Colonial featuring over 2200 Sq. Ft. of living space. Freshly painted open floor plan, large deck off the kitchen and family room, with french doors. Kitchen features stainless steel appliances, quartz Silas stone countertops. new modern cabinets . lots of light in this home. There is also a formal livingroom and formal dining room. there is a laundry room off the kitchen and a nice size pantry with the two-car garage which is located on that side of the house with a large attic area. for your convenience there is a half bath on this level. . Upstairs in this lovely colonial is the master suite with walk-in closet and private bath two other bedrooms plus hall bath and there is a loft area for an office, also features 2 skylights. Baths have been updated. Home features quite a few updates inclusive owned solar panels which will be paid off at closing. Boiler was replaced eight years ago with a new Becket boiler, with a new stainless steel dual lined chimney /liner and cap added in 2024 . Roof was replaced in 2017. Cesspool was pumpedd and treated in 2019, shed has also a new roof with LED lights and plugs-ins, Split system air, Windows are new except front two bay windows, Oil tank is in the basement and there is also an egress window, two skylights, 8 zones sprinklers, large attic in garage, . Sauna in basement is excluded. hot tub is excluded
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Our Executive Mortgage Banker:
Our Insurance Division:
$654,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $523,999 | $523,999 | $523,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $1,103 | $1,103 | $1,103 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,575 | $3,483 | $4,493 |
Total Monthly Payment | $4,770 | $4,678 | $5,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.