Gracious Great South Bay living awaits you in this charming colonial located south of Montauk Highway in Brightwaters. This meticulously maintained residence boasts tons of curb appeal, comfort and convenience. Step inside the inviting entry foyer and discover generously appointed living spaces within. The large formal living room exudes sophisticated elegance and is adorned with a cozy fireplace, ideal for gatherings or quiet evenings by the fire. Adjoined by a spacious den, retreat to this sun- filled sanctuary with tile flooring that offers contemporary sophistication. Entertain with style in the large formal dining room, featuring wainscot molding and French doors that open onto the deck, offering seamless indoor-outdoor flow. The eat in kitchen is a chef's delight, boasting granite countertops and stainless steel appliances. Enjoy meals seated by the charming bay window overlooking the lush yard or with the well-placed door to the deck, step outside for alfresco dining. Completing the main level is a convenient half bath/powder room and staircase with landing that enhances the flow between the kitchen and living room. The second floor offers a light filled primary bedroom with large closet and three additional well-sized bedrooms, all offering comfort and privacy. A bright and spacious full bath with tub and shower serves the second floor, while a pull-down staircase provides access to the spacious attic for additional storage. The finished basement offers versatile living space, including a family room area, a laundry room, and ample storage and with an outside entrance, providing added convenience and functionality. Moving to the exterior offerings of this home, you will find a large two-car detached garage with an oversized bonus room above, perfect for an office or additional recreation space. The generously proportioned driveway is lined with Belgian Block and provides more than ample parking. Outdoor convenience can be found at the outdoor shower that certainly comes in handy on beach days! The entertainers yard boasts a spacious deck and serene Koi pond making your Bayway backyard the perfect place for relaxation and gatherings. Gorgeous hardwood flooring and crown moldings throughout are just some of the stunning features of this home. Along with modern conveniences and efficiencies such as central air, gas heat and solar panels, not to mention the invigorating natural breezes from the Great South Bay, form and function make this Bayway beauty with an ideal layout the oasis you've been looking for! Enjoy village amenities such as docking, beach, parks, tennis and more. Make this meticulous colonial by the bay , your South Shore of Long Island sanctuary!
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William Raveis Mortgage, LLC
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 6.898% | 6.915% |
Monthly Tax Payment | $1,308 | $1,308 | $1,308 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,187 | $4,467 | $6,017 |
Total Monthly Payment | $5,587 | $5,867 | $7,417 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.