NEW ROOF IN 2022! Escape to your own secluded haven at 745 S Oxford! Nestled amidst lush surroundings, this home offers the perfect blend of tranquility and convenience for those who crave both privacy and proximity to the action. Updated kitchen and bathrooms that boast sleek finishes and contemporary style. Brand new luxury vinyl plank flooring stretches throughout, accented by crown molding and tray ceilings. Outdoor enthusiasts there is plenty of space to park a camper and boats right on the property, along with the freedom to raise chickens, embracing the homestead lifestyle. The wide-open kitchen layout is ideal for entertaining or indulging your culinary passions, while the backyard serves as a serene retreat, inviting you to unwind in nature's embrace. Just a quick 5-minute drive away, the beach beckons with its sun-kissed shores, offering endless opportunities for relaxation and recreation. Plus, residents have the exclusive option to join the Englewood Gardens Beach Club, gaining access to coveted beachfront amenities and community gatherings. Inside, discover 3 bedrooms and 2 baths, including a spacious primary bedroom featuring sliding doors that lead to the enclosed porch, offering a peaceful escape at the end of the day. The oversized laundry room provides ample storage space. Set on a beautiful lot, this home is perfect for those who seek a balance between being close to the action and retreating to their quiet sanctuary. Don't miss the opportunity to make this your own slice of paradise in Englewood! Schedule your showing today and experience the best of Englewood living at 745 S Oxford!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,689 | $3,423 |
Total Monthly Payment | $2,928 | $2,894 | $3,628 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.