Welcome to your dream home in the highly desired Cross Creek community! This stunning property boasts four bedrooms, two bathrooms and is nestled on a quiet cul-de-sac adjacent to a pond, perfect for fishing and enjoying the Florida wildlife. As you step inside, you're greeted by the ceramic tile flooring throughout the main living areas, while plush new luxury carpeting adds warmth to the bedrooms. The interior has been freshly painted, adorned with custom trimwork and light fixtures. Custom plantation shutters and bamboo shades enhance the windows, offering both privacy and style. The heart of the home is the masterfully designed kitchen featuring granite countertops, stainless steel appliances, and ample cabinet space. Entertain effortlessly in the spacious living area, or step outside to the fenced backyard with a lanai and extended patio, perfect for dining or relaxation in the Florida sunshine. Retreat to the master suite, complete with a large walk-in closet featuring an island for organization, and an en suite bathroom with an oversized roman tiled shower, dual sinks, granite counters, and a charming shiplap accent wall. This home is not just beautiful but also equipped with modern conveniences, including a newly installed water softener/filtration system, energy-efficient construction with spray-foam insulation in the attic, low-E tinted windows, and an HVAC dehumidification system. Cross Creek offers an array of amenities for residents to enjoy, including a resort-style pool, fenced splash pad, recreation facilities, basketball court, trails, and a dog park. Conveniently located near I-75, you'll have quick access to the pristine beaches of St. Pete and Sarasota, as well as Anna Maria Island. Plus, you're just a stone's throw away from shopping and dining options in Parrish, Lakewood Ranch, and Sarasota. Don't miss the opportunity to make this exquisite home yours and experience the best of Florida living in Cross Creek! Schedule your showing today.
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Our Executive Mortgage Banker:
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$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $631 | $631 | $631 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,773 |
Total Monthly Payment | $3,725 | $3,647 | $4,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.