Welcome to your dream lake view condo in the serene "Chain Of Lakes" City of Winter Haven, FL! This move-in ready 2-bedroom, 2-bathroom gem is nestled in a secure 55+ age gated condominium complex, offering breathtaking views of both the picturesque lake and the cityscape.
With 1, 347 square feet of meticulously designed living space, this condo promises both comfort and convenience. The spacious kitchen, complete with solid surface countertops, ample cabinet space, and a pantry closet, is a chef's delight.
Step into the expansive 26'x14' great room, flooded with natural light, seamlessly blending into the additional bonus room with built-in seating and extra storage. The master bedroom, boasting a generous 16'x14' layout, features a walk-in custom closet and an ensuite bathroom with a luxurious walk-in shower. Wake up to stunning views of Spring Lake right from your bedroom window!
The second bedroom and bath offer versatility, whether as a private guest retreat or a dedicated space for office or hobbies. This condo also provides for modern living with central heating and air conditioning.
Enjoy a maintenance-free lifestyle with an array of amenities, including a heated pool, tennis courts, shuffleboard, and a community room, all within the gated confines of Lakeridge Condominiums. Monthly association fees cover water, sewer, trash, fiber optic cable, internet, prime HD package, condo reserves, manager services, and more. Additionally, a dedicated covered parking space and an assigned storage bin on the same floor add to the convenience.
Conveniently located near shopping centers, groceries, and restaurants, this property offers the perfect blend of tranquility and accessibility. Whether you're seeking a full-time residence or a winter retreat, Lakeridge Condominiums provides a well-maintained and well-managed community for discerning homeowners.
Don't miss out on this opportunity to own your slice of paradise with stunning lake views and resort-style living. Schedule your showing today and make Lakeridge Condominiums your next home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$148,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $118,400 | $118,400 | $118,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $808 | $787 | $999 |
Total Monthly Payment | $975 | $954 | $1,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.