**UPDATED INFORMATION**Why wait to build when you can get all the benefits of new construction and more with this home INCLUDING COMPLETELY PAID FOR SOLAR PANELS AND COMPLETE WITH A GARAGE EV CHARGER. Let me introduce you to a distinctive property at 316 Irving Bend Rd, Groveland, Florida, offering a UNIQUE FLOOR PLAN in the neighborhood with a focus on MULTIGENERATIONAL LIVING and ready for its new owners. This 2020 built home includes a dedicated teen suite or mother-in-law retreat with the ability to completely close it off for privacy and quiet, catering to families looking for flexible living arrangements. The property is freshly painted inside and features an open layout and a split bedroom design, enhancing privacy and space utilization. Positioned with no rear neighbors and backing up to a dry retention area, it offers peace and privacy and a beautiful view through the 13 foot sliding glass doors. When you are in this amazing home, you will notice the many upgrades including gourmet kitchen with quartz, large kitchen island, Plantation Shutters throughout, high ceilings, tall doors and pre-plumbed for a water filtration/softener. All appliances stay with the home: washer, dryer, stove, refrigerator and freezer. Sustainability is a key feature of this home with solar panels included to reduce energy bills and an EV charger in the garage and already wired for a generator to be added. ADDITIONALLY, THE OWNER IS OFFERING A $10, 000 FLEX SPEND BONUS THAT CAN BE APPLIED TOWARDS FLOORING UPDATES, CLOSING COSTS OR RATE BUYDOWN providing buyers with an opportunity to personalize their new home or ease the buying process. This offer, combined with the home's unique features and location, makes it a compelling choice for buyers seeking a blend of modern/multigenerational living all while being conveniently located to shopping, hospitals, restaurants, Disney, Universal and major roads for an easy commute to Orlando and coastal beaches. Unlike some of the other developments in the area, THERE IS NO CDD for this home and the HOA is low yet still provides some great amenities like a community pool, boardwalk and community dock overlooking the Palatlakaha River conservation area. Call today to schedule a chance to see this amazing property!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $315 | $315 | $315 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,374 | $2,345 | $2,984 |
Total Monthly Payment | $2,764 | $2,735 | $3,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.