Presented byMark Markelz |
Welcome to your new sanctuary at this Sunshine Cape! This bright and airy Cape style home offers comfortable living with 4 bedrooms, 3 bathrooms, a bonus room, and a cozy fireplace to gather around. Nestled on a little over one and a half acres of well-maintained land, this property features a 2 car garage with heat and electric, perfect for all seasons, along with a large spacious storage shed for additional convenience and a paved driveway for easy access. Imagine enjoying the serenity of the surrounding landscape plus enjoy the peace of mind that comes with a well-maintained home, boasting improvements including new windows, fresh paint, a modern boiler, and a durable roof. From the spacious bedrooms to the versatile bonus room, every corner of this residence exudes warmth and charm. The property's immaculate condition is a testament to the care and attention it has received. The full basement provides space for all your hobbies plus ample storage for all your seasonal items. Located at a sought-after address, this property radiates charm and functionality, making it the ideal retreat for those seeking to add their personal touch to create the home of their dreams. Close to the "hip" hamlet of Mountain Dale with shops, restaurants, Rail Trail and more. Also nearby to Rock Hill, Monticello, shopping, restaurants, Resorts World Casino and Kartrite Waterpark, and more! Don't miss the chance to own this solid and inviting residence, enjoy the peace and tranquility of country living in a spacious home for family, guests and a great place for entertaining with a big back yard party!
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.668.3838
800askmark@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,123 | $2,097 | $2,668 |
Total Monthly Payment | $2,656 | $2,630 | $3,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.