Prepare to be wowed! Let's begin with the location as this home is less than 5 miles to downtown Montpelier in a splendid rural setting. As you wind up the road the mountain views will instantly captivate you where you will enjoy the changing of seasons from the cantilevered decks and bedroom balconies. This nearly new build with expansive windows showcases mountain and colorful Autumn foliage in your open concept living and dining areas. The kitchen boasts black stainless appliances, soapstone countertops, attractive cabinetry and lighting, and a nice sized pantry. This is truly the perfect home for entertaining inside and out with a huge wrap-around deck. Upstairs two primary suites feature large bathrooms with ceramic floors, wide doorways and sweet balconies to sit and sip your coffee. A bonus room functions as a sitting room and office. The garden level is framed with most of the lighting and ceilings installed for more finished space awaiting your final touches. Quality workmanship, a stunning location and close to the Capital City for shopping, dining and entertainment. Come fall in love with this home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $662 | $662 | $662 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,865 | $2,791 | $3,541 |
Total Monthly Payment | $3,619 | $3,545 | $4,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.