Embrace the essence of waterfront living in this delightful ranch-style home, with garage, nestled along the picturesque shores of the Great Peconic Bay. Boasting breathtaking panoramic views and a host of desirable features, this residence offers a serene retreat for those seeking tranquility and natural beauty. Step into the welcoming ambiance of the spacious living room, where large windows frame captivating vistas of the bay, filling the space with an abundance of natural light and a sense of calm. Outside, the allure of waterfront living truly comes to life. Step onto the oversized deck, where endless possibilities for relaxation and entertainment await. Whether savoring morning coffee amidst the tranquil sunrise or hosting gatherings against the backdrop of a spectacular sunset, this outdoor haven is sure to become a cherished retreat. With direct access to the bay from your own yard, embark on adventures right from your doorstep. Whether it's kayaking along gentle waters, canoeing through serene coves, or casting a line for the catch of the day, the possibilities for waterfront enjoyment are endless. Located in a coveted waterfront community, this home offers the perfect balance of privacy and convenience. Explore nearby amenities, from charming shops and restaurants to recreational activities and cultural attractions. Experience the magic of waterfront living in this charming ranch-style home on the Great Peconic Bay. Schedule a showing today and discover your own slice of paradise by the water!
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Our Executive Mortgage Banker:
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$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.014% | 6.915% |
Monthly Tax Payment | $649 | $649 | $649 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,428 | $4,725 | $6,364 |
Total Monthly Payment | $5,169 | $5,466 | $7,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.