9839 James Creek ROAD, Christmas, FL, 32709 | $425,000

Welcome to this enchanting 3-story Victorian-style residence nestled on over 2 acres of scenic land in Christmas, Florida. Boasting 3 bedrooms and 3 bathrooms, this captivating home offers a perfect blend of classic charm and modern conveniences. As you enter, the heart of the home unfolds with a well-appointed kitchen featuring dark cabinetry, ample storage, and a central island with seating for seamless entertaining. Adjacent is a charming breakfast nook illuminated by an abundance of natural light pouring in through the windows. The living room, located across from the kitchen, invites you to relax in its warm and inviting atmosphere. Continuing, you'll discover the elegant dining room bathed in natural light from the double doors, providing access to the wraparound front porch. Ascend to the second floor to encounter 2 bedrooms, each showcasing unique and intriguing architectural elements that embrace the Victorian theme. These well-proportioned rooms offer generous natural light, ensuring a delightful ambiance throughout. The third floor unveils the 3rd bedroom—a charming space featuring a separate staircase, wooden railing, vaulted ceiling, and bright windows. Additionally, a bonus room adorned with a stunning chandelier and arched window offers a perfect sanctuary to unwind, gazing out over the bay window. Returning to the first floor, step out to access your outdoor oasis – a blueprint for a backyard haven. With over 2 acres of land and boasting a variety of fruit trees, this property offers limitless potential for family gatherings, parties, and the creation of a perfect retreat. Additionally, a conveniently located power pole near the concrete slab provides easy access for an RV. The expansive yard provides endless possibilities. Conveniently located close to beaches and major roads, this property offers the perfect combination of tranquility and accessibility. Don't miss the opportunity to make this Victorian gem your home, where classic elegance meets modern comfort in the heart of Christmas, Florida.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 1993
  • Heating: Electric
  • Cooling: Mini-Split Unit(s)
  • Approx Sq. Feet: 1,860
  • Acreage: 2.15
  • Est. Taxes: $743
  • Appliances: Built-In Oven, Dishwasher, Microwave, Refrigerator
  • MLS#: S5100660
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/S5100660/9839jamescreekroad_christmas_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2024 9:17:09 PM)
Listing courtesy of EXP REALTY LLC   Phone: 407-846-0940

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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9839 James Creek ROAD, Christmas, FL, 32709

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6..375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.623%
Monthly Tax Payment $62 $62 $62
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,319 $2,260 $0
Total Monthly Payment $2,456 $2,397 $137

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.