7 PROSPECT STREET - Beautifully updated New Englander comfortably nestled in the highly desirable in-town West End neighborhood within walking distance of Dartmouth College and downtown Hanover. Recent renovations have enhanced the quintessential historic home with modern essentials including a full kitchen with Sub-Zero refrigerator and Wolf range/ovens and a sizable sunlit dining room. The kitchen/dining area blends seamlessly into a large family room with fireplace, making the space perfect for entertaining family and guests. An additional living room basks in lovely natural light to the front of the house, while an office/bonus room rounds out the first level. The second level features an en suite primary bedroom and separate closet room with built-ins, as well as two additional bedrooms with a shared full bath. An unfinished but versatile basement space provides room for a home gym or storage. Off the front of the house is a charming street side covered porch to enjoy a cup of coffee, a good book, or the many pleasantries of small town neighborhood life. Favorable layout for potential configuration of Accessory Dwelling Unit (ADU), and there is semi-finished space over the garage. With easy access to downtown and all its amenities and the nearby Connecticut River walking trail, possibilities abound for the next owners of this classic, move-in-ready Hanover gem. Some photos in the gallery are virtually furnished or enhanced. Showings begin Thursday, 3/21/24.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,356,000 | $1,356,000 | $1,356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $1,341 | $1,341 | $1,341 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,130 | $8,795 | $11,812 |
Total Monthly Payment | $9,596 | $10,261 | $13,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.