8 Bank Street, Selden, NY, 11784 | $629,900

Spectacular Home & Location - With A Legal Accessory Apartment Nestled In A Quiet, Mid Block Location On A Beautiful Tree Lined Street In The Sought After "Old Westfield" Section Of Selden - Close To Major Roadways, Shopping & Schools! Beautiful Curb Appeal - Beautifully Landscaped, Oversized . 35 Acre Property, Cedar Front Siding & Vinyl Siding On The Three Sides, An Oversized 4+ Car Driveway With Brick Trim Leads To The Brick Front Steps With PVC Railings & Into The Home Offering A Light & Bright, Spacious Floorplan (2430 Square Feet) - A Beautiful Open Stairway With Steps To The Upper & Lower Levels Leads To The Stunning, Inviting Living Room With Soaring Ceilings, Two Skylights, Magnificent Floor To Ceiling Coral Stone Wood Burning Fireplace, 4 Pane Andersen Window For An Abundance Of Natural Light (All Andersen Windows) & Ample Room For A Large Living Room Set. The Living Room Opens Into The Expansive Banquet Formal Dining Room Offering Soooo Much Room For A Large Dining Room Set, Ceiling Fan & Sliding Doors To An Expansive Second Story Deck Which Runs The Entire Length Of The Home. The Cabinet Lined Eat In Kitchen Offers A Custom Island/Barstool Area, Ceramic Tile Floors, Double Window Over The Sink For Natural Light, Newer Stainless Steel Whirlpool Refrigerator & Stainless Steel Frigidaire Oven And A Built In Pantry/Closet With Tongue & Grove Cedar Wall. The Lovely Hallway To The Bedrooms Offers A Double Sized Coat Closet, Full Bathroom Offering Ceramic Tile Floors, All Ceramic Tiled Walls, Skylight And Full Bathtub With All Ceramic Tiled Walls/Surround. The First Guest Bedroom Is Well Sized With A Double Sized Closet, Ceiling Fan & Double Window For Natural Light, And The Second Guest Bedroom Is Also Well Sized With A Double Sized Closet, Double Window & Ceiling Fan. The Inviting, Well Sized Primary Bedroom Offers Ample Room For Furniture, Sliding Doors To The Rear Second Floor Deck & Has It's Own Private Half Bathroom. The Lower Level Of The Home Offers A Lovely Sitting Room/Home Office & Access To The Oversized Two Car Attached Garage (With Electric Door Openers). . The Garage Is Extra Deep With Lots Of Additional Storage Space, Full Sized Washer & Dryer, Updated Heating System & Separate Hot Water Heater, And Oil Tank. The Legal Accessory Apartment (Legal Rental Income To Help Pay Your Mortgage & Taxes!) Is Very Spacious With A Huge Eat In Kitchen & Sliding Doors To A Full Length Of The House Lower Level Deck, Large Living Room With A Triple Andersen Window For Natural Light, Bedroom With Walk In Closet & A Lovely Full Bathroom With A Bathtub (Current Excellent Tenants Would Love To Stay As Well). The Huge Fully Fenced Yard Offers Sooo Much Room For An In Ground Pool & The Upper And Lower Full Length Of The Home Decks Are Perfect For Barbequing And Entertaining Family & Friends! Additional Features Include: Central Air Conditioning. Taxes Of $14, 769. 65 Are True Without Any Exemptions. This Wonderful Home With An Income Producing Legal Accessory Apartment & Beautiful, Quiet Location Close To All Will Not Last!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Hi Ranch
  • Year Built: 1986
  • Garage: Private, Driveway
  • Heating: Oil, Baseboard
  • Cooling: Central Air
  • Basement: None
  • Approx Sq. Feet: 2,430
  • Acreage: 0.35
  • Est. Taxes: $14,770
  • Lot Desc: Level
  • Elem. School: Stagecoach School
  • Middle School: Selden Middle School
  • High School: Newfield High School
  • School District: Middle Country
  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
  • MLS#: 3538408
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/3538408/8bankstreet_selden_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker American Homes   Phone: 631-331-9700

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8 Bank Street, Selden, NY, 11784

$629,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $503,920 $503,920 $503,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.171% 6.518%
Monthly Tax Payment $1,231 $1,231 $1,231
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,438 $3,349 $4,321
Total Monthly Payment $4,761 $4,672 $5,644

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.