Welcome to your charming piece of Florida paradise! This beautifully updated 2-bedroom, 1-bathroom Florida bungalow offers the ultimate coastal experience in the heart of Englewood, Florida. NO HOA & NO FLOOD REQUIRED. Nestled within walking distance (4 blocks) to the historic downtown area, this home provides the perfect blend of convenience and relaxation. Steps away to Farmer’s Market, restaurants, shops, Indian Mound Boat Ramp and of course, . . Manasota Key!
Step inside to discover a light-filled interior adorned with modern finishes and coastal-inspired accents. The kitchen boasts sleek countertops, stainless steel appliances, and ample & updated cabinets. WASHER & DRYER included. Huge Florida room to use as you see fit. Covered lanai area and extra full size 10x11 storage room or workshop. The updated home features tile and beachy wood-look laminate features with modern kitchen-bath tile and updated fixtures and ceiling fans. Outside, the expansive yard beckons you to soak up the Florida sunshine or host outdoor gatherings with family and friends. With plenty of space for gardening, recreation, or simply relaxing under the swaying palm trees. Conveniently located just minutes from the pristine beaches of Englewood and Manasota Key, you'll have endless opportunities for fun along the sparkling Gulf Coast shoreline. Don't miss your chance to experience the best of coastal living in this updated Florida bungalow. Schedule your private showing today and start living the Florida lifestyle you've always dreamed of! BONUS = RECENT SURVEY INCLUDED, TITLE INSURANCE CREDIT, RECENT WIND MITIGATION INSPECTION & 4-POINT INSPECTION.
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Our Executive Mortgage Banker:
Our Insurance Division:
$314,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,920 | $251,920 | $251,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,719 | $1,674 | $2,124 |
Total Monthly Payment | $2,033 | $1,988 | $2,438 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.