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Presented by
Faith Whitehead |
78 Stearns Street, Pawtucket, RI, 02861 | $325,000
Welcome to 78 Stearns St in Pawtucket! This charming property presents an exciting opportunity for those seeking a home to make their own. Boasting solar panels, this residence not only offers eco-friendly energy solutions but it offers potential sustainability for years to come.
Situated in the Darlington neighborhood, this solid property invites you to unleash your creativity and personalize it to your heart's content. While it awaits cosmetic updating, the sturdy structure lays a strong foundation for your vision to unfold.
Embrace the potential of this property as you envision the possibilities it holds. Whether you're looking to renovate, remodel, or simply add your personal touch, 78 Stearns St eagerly awaits its new owner to breathe life into its spaces.
Discover the perfect canvas for your dream home in Pawtucket. Don't miss out on this opportunity to create the home you've always imagined. Schedule a viewing today and embark on the journey to transform this house into your ideal home.
Features
- Amenities: Highway Access,Near Schools,Public Transportation,Restaurant,Shopping,Sidewalks
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Style: Cape Cod
- Year Built: 1940
- Garage: No Garage
- Heating: Baseboard,Oil
- Cooling: Window Unit(s)
- Basement: Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 1,448
- Acreage: 0.11
- Est. Taxes: $3,549
- Appliances: Dryer,Dishwasher,Electric Water Heater,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1354809
- Website: https://www.raveis.com
/prop/1354809/78stearnsstreet_pawtucket_ri?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Faith WhiteheadLuxury Properties Specialist
203.214.2820
Faith.Whitehead@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
78 Stearns Street, Pawtucket, RI, 02861
$325,000
Faith Whitehead
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.214.2820
Faith.Whitehead@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
| Monthly Tax Payment | $296 | $296 | $296 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,774 | $1,728 | $2,193 |
| Total Monthly Payment | $2,145 | $2,099 | $2,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB