Nestled in the prestigious Governor's Landing neighborhood, this exquisite 3-bedroom waterfront residence offers an unparalleled blend of luxury, comfort, and breathtaking views, complemented by the timeless elegance of wooden floors and exposed beams. With its prime location in Waterford, this home promises a lifestyle with serene water vistas and the charm of coastal living! Stunning Waterfront views: Floor-to-ceiling windows frame the tranquil sights and sound of water, offering unobstructed views of the picturesque waterfront. Each day greets you with the ambiance of perpetual vacation, inviting natural light and beauty of the outdoors into your home! Sophisticated Design with Rustic charm: This home features a modern, open-concept layout with high ceilings, large windows and elegant finishes throughout. The warm of polished wooden floors and the character of exposed wooden beams across add a touch of rustic charm. The spacious living room, with its cozy fireplace and direct access to the outdoor deck, offers the perfect setting for entertaining or relaxing while enjoying the scenic views! Additional 350 square feet finished walk-out basement not included in town records! Property is being sold AS IS condition
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Beams,Sliders,Hardwood Floor | 16X12 | Lower |
Bedroom 2 | Sliders,Hardwood Floor | 13X14 | Lower |
Den | Sliders | 27X13 | Lower |
Dining Room | Cathedral Ceiling,Beams,Fireplace | 12.5X15 | Main |
Family Room | 2 Story Window(s),Cathedral Ceiling,Balcony/Deck,Beams,Ceiling Fan,Fireplace | 14X15.5 | Main |
Family Room | Lower | ||
Kitchen | Balcony/Deck | 12X12 | Main |
Living Room | 2 Story Window(s),Beams,Fireplace,Hardwood Floor | 36.5X15.5 | Lower |
Primary Bedroom | Vaulted Ceiling,Full Bath,Sliders,Walk-In Closet,Hardwood Floor | 19X14 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $708 | $708 | $708 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,701 | $2,668 | $3,422 |
Total Monthly Payment | $3,484 | $3,451 | $4,205 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.