This move-in ready beachside home sits on a salt water canal less than a half mile from the beach and is perfect for the boating, fishing, and manatee watching enthusiast along the 90’ seawall. It is a fabulous location for beach lovers with the Atlantic Ocean minutes away by foot, bike or golf cart. The home features mid-century architecture and includes 3 full bedrooms including an en suite, 2. 5 bathrooms, plus 2 additional rooms currently used as an office and the other extra room as additional sleeping space. The lovely custom kitchen is outfitted with the finest all-wood soft-close cabinetry, granite countertops and a spacious 4’x8’ island with seating that is ideal for food preparation as well as a gathering spot for entertaining and serving your favorite snacks and drinks. The kitchen is central to the house and is open to the dining/living/office areas and the extra adjacent room used for sleeping can be closed off with a double bypass barn door enclosure for privacy. Additional dining and entertainment area is just outside the back door with an 11’ x 22’ covered patio. Enjoy the adjacent 6’ x 6’ hot tub used as a dipping pool on hot summer days and for a nice relaxing hot or cool soak under the stars at night. The boat house and dock out back across the extra large back yard serves the captain and crew featuring an 8000-pound boat lift covered to protect that water toy! The garden grounds feature raised beds for gardening, a mature avocado tree, a tall coconut tree, a luscious Canary Island Date Palm, and other mature landscaping. There are 2 separate garages; the south side for a single car and the north side deep enough to accommodate a vehicle plus golf cart! The automatic irrigation is supplied by an artesian well and centrifugal well pump. The roof was replaced in 2017 with a long-lasting, durable and energy efficient metal roof while the AC unit was replaced in 2021. This super fun Florida-style salt water canal-front home within eclectic Flagler Beach offers quick and easy access to the Intracoastal Waterway plus you and your guests can stroll to First Fridays, fireworks, parades, a variety of the many restaurants, shopping, or to the beachfront boardwalk leading to the pier.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $497,600 | $497,600 | $497,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.308% | 6.644% |
Monthly Tax Payment | $316 | $316 | $316 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,437 | $3,352 | $4,301 |
Total Monthly Payment | $3,845 | $3,760 | $4,709 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.