*ROYAL WOODS IN NORTH SMITHTOWN! RARE OPPORTUNITY AWAITS ON THIS HOME REBUILT IN 2000 W/ 3/4+ ACRE OF BACKYARD PARADISE. BOASTING ALMOST 3, 000 SQ FT OF LIVING SPACE W/ AN ADDITIONAL 2, 000 SQ FT OF PRIVATE DECK SPACE, THIS IS ONE OF THE LARGEST BROOKFIELD COLONIALS IN THE DEVELOPMENT. OVER 4 BEDROOMS, MASTER SUITE W/ MASTER BATH, 3. 5 BATHS TOTAL, FULLY ALARMED FOR BURLARY, FIRE, SMOKE, & TEMP, HEAT SENSORED WALLS, HARD WIRED INTERNET, ETC. ATTACHED 2 CAR GARAGE, FULL FINISHED BASEMENT W/ OUTSIDE ENTRANCE, POSS M/D. ALL NEW STAINLESS STEEL APPLIANCES, NEW 3 LEVEL CENTRAL AIR CONDITIONING, NEW HEATING SYSTEM, NEW ROOF, NEW ELECTRIC, NEW IG POOL LINER. ENTERTAIN YOUR GUESTS W/ THE BUILT IN BOSE ENTERTAINMENT SYSTEM, EXTRA LARGE DEN, OPEN FLOOR PLAN, WOOD BURNING FIREPLACE, THAT ALL FLOWS OUT TO YOUR DREAM YARD W/ INGROUND POOL AND A DECK LARGER THAN A STARTER HOME! INCLUDED IN SALE IS A VERY RARE DAWN REDWOOD TREE, ONLY 1 OF 5 ON LONG ISLAND, WORTH A LOT OF MONEY$$. ALL THIS FOR TAXES UNDER $14, 300 W/ STAR!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,888
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,910 | $639,910 | $639,910 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $1,301 | $1,301 | $1,301 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,365 | $4,253 | $5,400 |
Total Monthly Payment | $5,758 | $5,646 | $6,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.