Celebrate Spring early by "springing" into your new home in a location that has so much to offer. This chic and charming colonial showcases old world architectural details while demonstrating functionality with modern amenities. Gleaming hardwood floors are throughout the elegant main level featuring a foyer, beautiful living room with fireplace, multi use den/office, and lovely formal dining room. The updated modern kitchen with granite counter tops, stainless steel appliances and stylish back splash leads to a bright eat in area with banquette. Convenient french doors open to your private backyard retreat with a stately stone patio for entertaining or lounging. A new powder room is adjacent to stairs leading to the well lit full basement with areas for recreation or relaxation. There is a dedicated laundry room and so many storage options. The second floor has three bedrooms, walk up attic, and hall full bathroom with skylight. Updates include 4 zone air conditioning/gas heating, LED lighting, and in ground sprinklers. Close proximity to LIRR stations and primary/elementary schools. Low inventory market. High demand property. Seize the opportunity to purchase this special home on sought after Stratford Avenue Garden City while you can.
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$949,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $759,200 | $759,200 | $759,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 7.000% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.103% | 6.915% |
Monthly Tax Payment | $1,337 | $1,337 | $1,337 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,675 | $5,051 | $6,718 |
Total Monthly Payment | $6,104 | $6,480 | $8,147 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.