455 Alt 19 S, #21, Palm Harbor, FL, 34683 | $217,000

Come enjoy everything that Florida living has to offer. This 2 bedroom, 2 FULL bathroom condo is ready for its new owner, and when it comes to location, this community has it all. For the outdoor enthusiasts, the PINELLAS TRAIL (with its 75 miles of pathways for walking, biking, running, etc) is located mere steps from the back entrance to the community. Plus, the BEACHES are literally a 10 minute drive from your front door (according to a popular map program)!!! For those looking for more of a SOCIAL SCENE, both Downtown Dunedin and Palm Harbor are minutes away and are sure to delight with their wide variety of dining choices and breweries boasting award-winning craft beer. Plus plenty of entertainment, shopping and more are all within a stone’s throw of this perfectly located condo.

Want to stay in? No problem. There is still plenty to keep you busy with two community pools (the one just outside the unit is heated), jacuzzi, tennis, pickleball, basketball and the clubhouse.

The kitchen and bathrooms in this adorable and affordable unit boast granite countertops, and the kitchen comes equipped with stainless appliances. Freshly painted, with tile floors throughout. In unit washer & dryer means doing laundry on your own timeline without worrying about waiting or others or having others wait on you, and first floor means the convenience of NO STAIRS.

Storage is not an issue in this unit. Both bedrooms feature walk-in closets, and combine that with an entry way closet and additional storage closet on the patio, there is plenty of space to store your stuff.

Zoned for top rated schools, Ozona Elementary and Palm Harbor University High School.

What are you waiting for, whether buying your first home, or downsizing this unit could be YOUR PERFECT NEXT HOME!
Pet friendly condo (up to two pets, up to 40 pounds total). Seller is offering a $1, 500 CREDIT TO BUYER towards closing costs and prepaids items (IF Buyer closes with seller's preferred lender for financed transactions. )

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Complex: HARBOR CLUB CONDO
  • Year Built: 1985
  • Approx Sq. Feet: 898
  • Est. Taxes: $2,223
  • Condo Fee: $485 Monthly
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: U8235012
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/U8235012/455alt19s_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2024 2:02:09 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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455 Alt 19 S, #21, Palm Harbor, FL, 34683

$217,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $173,600 $173,600 $173,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $185 $185 $185
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,184 $1,154 $1,464
Total Monthly Payment $1,444 $1,414 $1,724

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.