Two words come to mind when describing this Point Breeze home - "stunning" and "comfortable". Totally renovated and updated by the present owner to include, primary suite, kitchen, bathrooms, flooring, air conditioning, built-ins, 2 laundry areas, deck, screen porch and a complete lower level for the young or young at heart. Ideal one level living but ample space on the lower level for when the whole gang arrives. The main level contains a cathedral Livingroom with fireplace and slider to the screen porch, Chef's eat-in kitchen with tons of cabinet space and wall of glass allowing all the morning light to flood the room, separate Diningroom with built-in, Familyroom with slider to the deck. Primary suite and bathroom, guest bedroom and bathroom plus a laundry area. The lower level was designed for all the overflow guests and includes a second Familyroom with activity center and built-in bunks, study/den, office, full bathroom and the second fully equipped laundryroom. Outside you have all the amenities that Point Breeze offers on its 45 acres blending into the natural environment and seeks to maintain a theme of "natures neighborhood" for future generations - 1, 200 feet of waterfront with 2 beaches on Lake Wentworth, a boathouse, tennis courts, boat slips for every unit owner, storage for kayaks, canoes and paddle boards as well as abundant open spaces and trails. Add to this, year round services provided by capable, full time staff. Its time to come home to Point Breeze !!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $541 | $541 | $541 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,077 | $4,410 | $5,924 |
Total Monthly Payment | $4,710 | $5,043 | $6,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.