229 Howard Avenue, Waterbury, VT, 05676 | $668,500

Discover this rare historic gem, located in the heart of Waterbury Center. Boasting late 19th century architecture, this home is modern & updated, yet maintains much historic character & charm. Enter the home from the covered front porch. You'll immediately notice the natural woodwork along the staircase & a stained glass window. Hardwood flooring stretches throughout the home, & the bright living room invites you in. Off the living room is a convenient 1/2 bathroom. From the living room, step into the expansive dining room. The dining room flows into the kitchen, making entertaining a breeze. Featuring timeless wood cabinets, stainless steel appliances, granite countertops & a kitchen island, this is truly the heart of the home. Access the trex back deck from the kitchen. You'll fall in love with the picturesque seasonal mountain views. Back inside the home, you'll find a spacious mudroom & laundry room combination. A flexible first floor bedroom with private 1/2 bathroom complete the first floor. Upstairs reveals a primary bedroom with private full bathroom - a rare find in older homes. Down the hall you'll find another bedroom, renovated bathroom, & two connected bonus rooms, with a separate set of stairs leading down to the mudroom. There are permits in place to complete an accessory apartment above the garage - perfect for a variety of rentals! Within 20 minutes from Stowe & Bolton Resorts and just 30 minutes from Burlington. The Waterbury Reservoir is only minutes away!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 2 half
  • Style: Farmhouse
  • Year Built: 1899
  • Garage: 1-car Garage
  • Heating: Baseboard,Steam
  • Cooling: None
  • Basement: Full,Stairs - Interior,Unfinished
  • Approx Sq. Feet: 2,100
  • Acreage: 0.25
  • Est. Taxes: $6,156
  • Lot Desc: Landscaped,Level,View
  • School District: Waterbury School District
  • MLS#: 4988198
  • Website: https://www.raveis.com
    /eprop/4988198/229howardavenue_waterbury_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/15/2024
Listing courtesy of Ridgeline Real Estate   Phone: 802-735-7353
Listing Agent: Tracie Carlos

William Raveis Family of Services

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Customer Service

888.699.8876

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

229 Howard Avenue, Waterbury, VT, 05676

$668,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $534,800 $534,800 $534,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $513 $513 $513
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,648 $3,554 $4,510
Total Monthly Payment $4,253 $4,159 $5,115

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.