This home is in a very sought-after location on Palmer Ranch. On the northwest corner of the Ranch, this established, gated community of Marbella has the ideal home for a family or seasonal residents with visiting family. With low association fees of $1, 500 annually, this four-bedroom three-bath pool home with lake views has been updated plus it has hurricane windows and in 2022, new barrel tile roof and air conditioner. The home features 2, 395 square feet of interior living space with an open and split floor plan with a private pool and lake views and has a three-car garage. Upgrades include decorative front door with leaded glass and sidelights, 72-inch Dimplex electric fireplace with multiple color flame effects and adjustable heater in family room. Private pool with 6-foot end was resurfaced with Pebble-Tech in 2014 and lifetime warranty, new coping, pool pump replaced in 2016, child-proof safety fence, resurfaced deck in 2017, rescreened lanai and reconditioned aluminum cage in 2017, and a storm shutter for the lanai in 2018. The baths were remodeled in 2016, kitchen has new cabinets and stone countertops, wine cooler, glass-lit stemware cabinet. Kitchen appliances in 2015. Plantation shutters throughout with window treatments on sliders. Attic deck and standup storage, re-piped in 2011, exterior repainted, three new garage doors, tracks and motors. Privacy awaits you on your quarter-acre yard with plenty of grass in the front and the rear for outdoor fun, games and ample room to run and play. The driveway is long and wide for guest parking. All the work has been done. The Gulf Coast's best beach of Siesta Key is a short drive away.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $596,000 | $596,000 | $596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $387 | $387 | $387 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,066 | $3,961 | $0 |
Total Monthly Payment | $4,545 | $4,440 | $479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.