Seize the opportunity to claim this desirable combination of style, comfort, pricing, and convenience as your own. An exceptional townhouse-style home in Congers, NY. A corner unit that represents the pinnacle of modern living since its complete renovation in 2017. The open floorplan on the main level is a testament to quality craftmanship and design, featuring beautiful hardwood flooring that extends across the space. The heart of the home is an impressive white kitchen, complete with a substantial center island, gleaming quartz countertops, stainless steel appliances, and a conveniently situated pantry. The living room, filled with ambient decorative lighting offers a refined area for guests and family alike. Transition smoothly from the dining area through sliding doors onto a sizeable deck which provides a secluded retreat, perfect for unwinding while surrounded by the tranquil beauty of nature. The main level also offers the convenience of a powder room. Ascend to the serenity of the upper level where the generous master suite awaits. It boasts two double closets, ensuring ample storage. The en-suite bathroom features a custom-built walk-in shower designed for the ultimate relaxation. This level also has a spacious second bedroom and a w main hall bathroom. The lower level is where functionality meets convenience, leading to the one-car garage and offering a mudroom area for daily essentials. The versatile back room serves as the perfect flex space to cater to your home office, gym, or playroom needs, further complemented by the practicality of a laundry/utility room. Nestled within a complex that boasts a coveted location for commuters, this home is moments away from Congers' fantastic attractions and amenities, including the scenic Rockland Lake and Congers Lake. All of this comes with the added benefits of attending sought-after Clarkstown schools and enjoying low HOA fees.
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $839 | $839 | $839 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,729 | $2,659 | $3,430 |
Total Monthly Payment | $3,660 | $3,590 | $4,361 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.