Happy Trails Beach Cottage. Come relax, refresh and enjoy the peaceful and serene ambiance of a spacious, solidly built home just two blocks to the beach. This residence or vacation home has stayed high and dry through many years at this location! Enjoy the open living/dining/kitchen area which has been refurbished with clean ceramic tile flooring, sunny solid wood cabinetry with tray ceiling and stainless steel LG french door fridge in kitchen. Two ample bedrooms with tons of closets and storage with full tub bath are located at one side of home. Then there is a private entry to an additional studio/bedroom with it's own private bath with shower. (this could easily be either a 3rd bedroom or a private guest studio as it is closed off with a door to main part of home. Top this all off with an open "sun-room" with inside laundry in the back of the home leading out the rear door to a fenced in, spacious yard with storage shed. Additional features: long lasting metal roof and newer A. C. for comfort and peace of mind. Just back on Market. Motivated Owners!
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Our Executive Mortgage Banker:
Our Insurance Division:
$597,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $477,600 | $477,600 | $477,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $553 | $553 | $553 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,258 | $3,174 | $4,095 |
Total Monthly Payment | $3,903 | $3,819 | $4,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.