Presented byCarrie Sakey - Fowler Sakey & Team |
One or more photo(s) has been virtually staged. Live in Silver Oaks an established golf course community in Zephyrhills. Walk the miles of sidewalks throughout the oak lined streets of Silver Oaks, use your golf cart on the street to visit neighbors, go the the YMCA across Eiland Boulevard or use the new tennis and fitness center across Simons Road adjacent to the community. You can join the Silverado Golf Course and use your golf cart on the course. Leave your clubs on the cart! You can pay to play if you don't want to join and use the driving range, pro-shop or dine at the clubhouse. There are four golf course within 5 miles of Silver Oaks. One mile away is a hospital, big box stores, restaurants, grocery stores, bowling alley and movie theater.
This 3 bedroom 2 bath home is built like a thermos bottle. It has radiant heat shielding hung over the trusses, insulated windows, Insulform construction with solid concrete poured walls and insulation even in the interior walls of the house.
The front door is solid oak and the living room floor is real wood. It is a great room layout with a dining area and galley kitchen. There is an indoor utility closet. The 3rd bedroom leads out to the super covered screened lanai. The 2nd bedroom is ample with decent size closet while the primary bedroom has a huge walk-in closet and big bathroom with separate show and garden tub. The garage has an attic with approximately 200 square feet of storage. The yard is irrigated.
Silver Oaks residents pay no CDD fees and there is a clicker operated gate at the North entrance to the property.
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Our Executive Mortgage Banker:
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$329,900
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.521.1119
Carrie.Sakey@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,800 | $1,754 | $2,226 |
Total Monthly Payment | $2,076 | $2,030 | $2,502 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.