Presented byKelly Whiteman - The Whiteman Team |
Experience the beauty of Vermont with this 1848 pre-Civil War farmhouse that exudes charm, character, and rich history. Step inside and be greeted by the warmth of hand-hued beams, wide plank floors, and an open-concept living space that is unlike most traditional farmhouses. High ceilings and abundant natural light create an inviting and spacious atmosphere. The generous kitchen has wood vaulted ceilings, exposed beams, large center island, a gas stove, new dishwasher, and a breakfast nook overlooking the garden. Cozy up to the wood-burning stove, admire the custom built-ins, or get work done in your private office. Two bedrooms and a half-bath upstairs, along with a main-floor bathroom and bedroom with a private half-bath, make this home perfect for gatherings of any size. The home also features a whole-house generator to ensure peace of mind. Off the large mudroom entry is an attached 60x26 two-bay garage with a workshop, poured concrete floors, and caretaker's quarters. An additional 26x24 two-story barn makes this property ideal for a home business. Step outside your 3 season porch and take in the beauty of the property from a screened in gazebo overlooking your private pond. Steps off the back deck are walking trails that meander through the gardens and serene country setting. Access to snowmobile and ATV trails with ample storage for outdoor toys. Come see this unique and stunning property for yourself and fall in love with Vermont living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
Sales Associate
William Raveis Real Estate
Phone: 607.434.1865
Kelly.Whiteman@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $546 | $546 | $546 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,178 | $2,122 | $2,737 |
Total Monthly Payment | $2,799 | $2,743 | $3,358 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.