The BOND is paid on this beautiful 4/3 expanded Gardenia IV in the village of Sanibel. The front bedroom has no closet. Situated on the Bonifay Country Club’s championship Fort Walton golf course with water and fairway views. THE POOL AREA: As you step in the front door, your eyes are immediately drawn to the outdoor area. The enormous birdcage is home to the solar heated pool The solar panels were replaced October of 2022 and inspected in October of 2023. The covered lanai can be enclosed with a touch of a button. The electronic shades will encapsulate the sitting area (30'x16') making it warm and cozy on winter evenings. The birdcage is 2480 square feet large allowing for additional sitting and entertaining areas along the pool. Guests may access a bathroom from the pool area by entering into ~~THE ADDITIONAL SUITE’S full bathroom. This incredible space can be used as an additional primary suite, an office, an amazing hobby area or any other need you may have. There are sliders that allow entrance to the birdcage/pool as well as a door that leads directly to the bathroom from the pool. It is an exquisite area graced with crown molding and a tray ceiling and a mini split unit. The murphy bed in the area will convey with the home. ~~THE KITCHEN hosts stainless steel appliances, a delightful eating area that allows one to see the gorgeous landscape in the front of the home. Granite countertops and cherry cabinets along with crown molding add a touch of elegance to the area. ~~ BEDROOMS The front bedroom has no. Your guest areas are on the opposite side of the house from the primary suite giving everyone privacy A full bath separates the front two guest rooms and the third guest room and full bath are mentioned above. The primary suite has his and her closets, dual sinks, cherry cabinets, a water closet and a tiled roman shower. ~~THE LIVING AREA as well as the entire home has tile flooring and 5” baseboards. The crown molding and wooden cornice above the sliders to the pool, create the perfect atmosphere for entertaining as well as enjoying a quiet evening at home. ~~OTHER ITEMS TO MENTION are the UV purifier on the HVAC system preventing mold and bacteria in the AC system, the golf cart garage (20'2" deep) can hold two carts or could hold a workbench and cart. The garage doors are insulated. The attic has already has flooring installed to help make your storage space more useful. The outside of the home was painted the week of April 8th, 2024. The pictures do not depict the current color.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 6.989% | 6.936% |
Monthly Tax Payment | $442 | $442 | $442 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,737 | $6,569 | $8,849 |
Total Monthly Payment | $7,304 | $7,136 | $9,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.