OFFER DEADLINE 3: 00pm, Tuesday 3/19/2024. Presenting a very special, comfortable and immaculate four/five bedroom West end property. Every detail, every improvement and every corner has been meticulously updated and cared for. Where to begin? The impressive state of the art kitchen was renovated in 2018 with custom built solid cherry cabinets; complete with drawers and pull out shelves, marble counters, center island, built in kitchen table, and top of the line BOSCH appliances. Hardwood flooring throughout first floor compliments the two generous size living areas, one has a wood stove with a brick hearth, and one has a FP with a wood stove insert. Bonus den/office room or could use as a 5th bedroom too! Second floor has four generous sized bedrooms (3 with walk in closets). The primary bath was completely renovated in 2018 and offers dual sinks, title floors and a oversized tile walk in shower-a must see! The list of value added improvements is long. . most windows, exterior & interior freshly painted, whole house generator, mini-splits, 3 NEST thermostats, 2nd floor full bath renovation, re-screened enclosed rear porch, irrigation, updated hardware and and a on demand boiler. Property sits on a slight knoll, and the curb appeal is complimented with a farmers porch, (complete with built in swing) and established manicured landscape. You'll appreciate the ideal location, close to schools, Concord Hospital, downtown and easy access to 89/93.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $953 | $953 | $953 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,229 | $4,121 | $5,316 |
Total Monthly Payment | $5,274 | $5,166 | $6,361 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.