316 Ribault St is not in a flood zone, so flood insurance is NOT required. This is just one of the many reasons this two-story pool home is the best choice when selecting a home in Davis Shores. The first floor features tile throughout and an open floor plan, making entertaining most enjoyable. The kitchen boasts Birch flat panel cabinets with 42-inch upper cabinets topped with crown molding. The breakfast bar, topped with granite, flows effortlessly into the dining area, which opens to a spacious family room adjacent to a 12x12 sunroom. There is a half bath conveniently located under the staircase for your guests. This floor plan was well-designed, with no space wasted. The sun filled bonus room is ideally situated upstairs, separating the primary suite from the additional beds and guest bath. The owner's suite has vaulted ceilings, a private bath with a double vanity, a tiled shower stall, an expansive walk-in closet, and sliding doors leading to the second-floor balcony. From the balcony, head upstairs to catch a sunrise over Salt Run or a picture-perfect sunset over the Intracoastal from the observation deck, or head downstairs for a dip in the inground, saltwater pool surrounded by tropical landscaping making you feel as if you're on vacation all year. This home is located in Northern Davis Shores and is within walking distance of The Conch House Marina, featuring great food, drinks, and their iconic Lounge Tiki Bar. Watch the fish get weighed in while enjoying live music and ocean breezes. Elevate your living experience by taking a walk or short bike ride over the Lions Bridge to historic St. Augustine for dinner, nightlife, shopping, and festive events throughout the year. This home has never flooded; comes with a Generac generator and hurricane shutters. Enjoy life instead of extensive storm prep and stressful cleanup due to flood damages.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.903% | 7.014% | 7.041% |
Monthly Tax Payment | $540 | $540 | $540 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,906 | $4,725 | $6,414 |
Total Monthly Payment | $5,538 | $5,357 | $7,046 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.