248 S Garden CIRCLE, Belleair, FL, 33756 | $1,849,000

Under contract-accepting backup offers. Nestled within the charming Belleair community on a tranquil cul-de-sac, stands this inviting 4-bedroom possibly 5th, 3. 5-bathroom home, exuding Coastal/Craftsman charm. Upon entry, the soaring ceiling and a 2-story fireplace make you feel right at home! The kitchen showcases granite countertops, complemented by dual sinks, wooden cabinetry, and modern stainless-steel appliances. The expansive primary suite on the lower level boasts high ceilings, a cozy sitting area, and a luxurious en-suite bathroom complete with a soaking tub and separate shower. Additionally, this floor features a convenient laundry room, a formal dining area, and a versatile office/den/bedroom space. Upstairs you will find three spacious bedrooms: a complete Guest Suite, a second bedroom with a porch overlooking the pool, and a third bedroom with en-suite bathroom. Relax outside in the saltwater pool/spa or in the shaded lanai. This green energy smart home boasts low-efficiency Anderson windows and doors, superior insulation throughout, and a metal roof. This home is close to beaches, shopping, dining, Belleair Country Club, Pelican Golf Club, and the Dimmit Recreation Center.


  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 96 x 119
  • Laundry: Inside, Laundry Room
  • Style: Craftsman
  • Year Built: 2005
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,865
  • Acreage: 0.28
  • Lot Size: 96 x 119
  • Est. Taxes: $13,534
  • Lot Desc: Cul-De-Sac
  • View: Pool, Trees/Woods
  • Elem. School: Mildred Helms Elementary-PN
  • Middle School: Largo Middle-PN
  • High School: Largo High-PN
  • Pool: Gunite, Heated, In Ground, Salt Water, Tile
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Range, Range Hood, Refrigerator, Washer
  • MLS#: U8234752
  • Days on Market: 55 days
  • Website: https://www.raveis.com
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/24/2024 4:57:42 AM)
Listing courtesy of ENGEL & VOLKERS BELLEAIR   Phone: 727-461-1000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953



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248 S Garden CIRCLE, Belleair, FL, 33756


Customer Service

William Raveis Real Estate

Phone: 888.699.8876


Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300


NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,479,200 $1,479,200 $1,479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.825% 6.888% 6.830%
Monthly Tax Payment $1,128 $1,128 $1,128
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,966 $9,594 $12,987
Total Monthly Payment $11,219 $10,847 $14,240

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.