Welcome to this highly upgraded, newly constructed home in the very popular gated, waterfront community of South Down Shores that offers 3464 sq ft, 3+ bdrms, 3 baths and sits on an acre lot. Upon entry, you will be greeted by a spacious, open-concept layout, boasting an upscale kitchen adorned with abundant cabinets, tile backsplash, 5-burner gas stove, and large center island featuring an upgraded Silgranite sink, a coffee bar with wine fridge, and large walk-in pantry elevate the culinary experience. Entertain effortlessly in the adjacent dining area, complemented by a 4-season sun porch while the living room exudes elegance with a marble-framed gas fireplace, and soaring cathedral ceiling. The roomy primary suite includes a large bath with double sinks, tile step-in shower, and a walk-in closet compliment the Suite. Ascend the staircase to discover 2 well-appointed bdrms, a large bonus room with plenty of space for a game room and still have extra sleeping quarters, and full bath. The exterior of the house is equally impressive featuring a Farmer's Porch, Leaf Guard Gutters, and a stone walkway that enhance the curb appeal. A whole house generator ensures peace of mind during power outages, while the irrigation system maintains the landscaping effortlessly. Parking is a breeze with the overside 2 car garage. Every detail has been meticulously crafted to offer the utmost comfort. Come and enjoy the 4000' ft of waterfrontage, beach, and all the outdoor activities offered.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $940,000 | $940,000 | $940,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.014% | 6.915% |
Monthly Tax Payment | $878 | $878 | $878 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,788 | $6,175 | $8,318 |
Total Monthly Payment | $6,791 | $7,178 | $9,321 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.