MOVE RIGHT IN! This house is in pristine condition in a Currier & Ives setting but only 5 minutes from town center. The house sits up on a knoll. Sit on the covered front porch and take in the amazing view looking down at the pond below with the red barn in the background. The house has a mudroom coming in from the 2 car garage. Enter the bright kitchen with a dining table and an island. There is a door to the rear stone patio. The kitchen is open to the living room with a vaulted ceiling and a fireplace. Down the hall there is a half bath and a main level primary bedroom suite. The upper level has 2 additional bedrooms and a full bath. Both the main and upper levels have lovely maple flooring. The finished walk out lower level is set up as a family room, overflow bedroom and exercise area. There is a full bath on this level as well as a washer and dryer. Let’s go out to the rear stone patio where we have a sauna and an ice bath. There are also chaises to relax on, a table and umbrella for dining, and a gas grill for cooking. There is beautiful landscaping around the property. The barn has plenty of room for a few collector cars or whatever toys you may want. It would also make a nice office, art studio etc. Town center is minutes away has a variety of great restaurants, shops, art galleries and so much more. Hiking trails, town beach on Bantam Lake and Mohawk Mountain skiing close by. Enjoy summer fairs, art fairs and farmer markets.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 15X11 | Upper |
Bedroom 2 | Hardwood Floor | 14X10 | Upper |
Eat-In Kitchen | Country,Dining Area,Island,Hardwood Floor | 20X17 | Main |
Family Room | Wall/Wall Carpet | 29X11 | Lower |
Living Room | Skylight,9 ft+ Ceilings,Vaulted Ceiling,Fireplace,Interior Balcony,Hardwood Floor | 18X16 | Main |
Other | 11X10 | Lower | |
Primary BR Suite | Vaulted Ceiling,Ceiling Fan,Fireplace,Full Bath | 19X13 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $571 | $571 | $571 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,365 | $4,311 | $5,487 |
Total Monthly Payment | $5,028 | $4,974 | $6,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.