Welcome to your COASTAL RETREAT just blocks from the sugary sands of Indian Rocks Beach! Nestled in a TRANQUIL neighborhood, this UPDATED townhome offers the ideal blend of seaside charm and modern comfort. As you arrive, a PRIVATE GARAGE provides secure parking and storage for beach essentials. Beyond the garage is a versatile BONUS ROOM, a flexible space ideal for a home office, gym, additional guest accommodation or entertaining area. Sliders open from the Bonus room to a PATIO-perfect for hosting a BBQ with friends. Ascend to the first living level and discover the heart of the home - a SPACIOUS GREAT ROOM with abundant natural light, cozy fireplace, and FRENCH DOORS to a balcony screened for your comfort. The OPEN FLOOR PLAN creates a seamless flow between the balcony, living, dining, and kitchen areas. Whether you are preparing a beach picnic or a family dinner, THE KITCHEN WILL INSPIRE your inner chef with its stainless appliances, ample cabinetry, quartz counters, and farmhouse sink. Journey upstairs to find two bedrooms offering a serene retreat for rest and relaxation, one with a "step out" balcony. Both baths have UPDATED vanities and showers. With its prime location, this townhome offers the ULTIMATE RETREAT for embracing the laid-back lifestyle of beach living. When you are not enjoying the sand and surf or unwinding at home, you can explore the nearby local eateries and beach shops. This is your chance to experience BEACH LIFE- schedule your showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$620,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $676 | $676 | $676 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,384 | $3,297 | $4,186 |
Total Monthly Payment | $4,152 | $4,065 | $4,954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.