Welcome to The Gardens of Beacon Square!! Step into this meticulously maintained 2 bedroom, 1 bath condo in this vibrant 55+ Gated Community. This charming condo has been lovingly cared for, featuring a new roof installed in 2023 and updates throughout, including flooring, ceiling fans, and solid surface counters. The spacious living room/dining room combo is perfect for gatherings, while the sliding glass door leads to your light-filled enclosed lanai, offering spectacular water views. Outside, the backyard provides an ideal setting for entertaining or simply basking in the tranquility of nature. Discover a haven of convenience and comfort, boasting an array of amenities for your enjoyment. Take a dip in the refreshing pool, cast a line in our serene fishing lakes, or unwind with a good book in the library. With sidewalks for leisurely strolls, a game room for entertainment, and a community shuttle bus for hassle-free shopping trips, every aspect of your lifestyle is catered to. The Monthly HOA fee includes water, sewer, trash, cable, WIFI/internet, lawn care, irrigation, pest control, exterior maintenance (painting of the outside of the condo), and Roof replacement reserve. and amenities. That's right the only bill besides the HOA is your electric & low taxes. The Condo also comes with a covered Assigned parking space right out front of your door. Nearby is downtown New Port Richey, which is always hosting local events and outdoor concerts throughout the year. There are multiple parks including Sims and Francis Park. There is access to the Withlacoochee River for kayaking. Nearby is New Port Richey, which is rich in culture with theatres. Close by is Honeymoon Island/Caladesi Island, and the #1 beach in the country, Clearwater Beach!! The home is a short drive to TIA. The Tampa Bay area has many activities to attend, including the Tampa Bay Buccaneers, Tampa Bay Lightning, Tampa Bay Rays, Gasparilla Festival, MidFlorida Credit Union Amphitheatre, Hard Rock Hotel and Casino and many more!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$127,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $101,600 | $101,600 | $101,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $693 | $685 | $878 |
Total Monthly Payment | $834 | $826 | $1,019 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.