325 Valverde LANE, Saint Augustine, FL, 32086 | $725,000

Under contract-accepting backup offers. Here is your chance to start ''Living the Dream in St. Augustine'' with this Toll Brothers ''Royal Mayfair Calais'' floor plan in Tuscany Ridge! Owner pride shows in this quality home featuring concrete block construction with an arched covered entry and decorative front elevation providing exceptional curb appeal! Open the leaded glass front door and notice the decorative tile inlay, large 20'' diagonal tiles, and appealing view through the formal living room to the French doors that open to the pool area. You'll enjoy entertaining in the enclosed screened lanai and relaxing in the beautiful swimming pool with solar panel heating and convenient access from the patio to a guest bathroom. The centrally located kitchen provides an island and bar stool seating, Zodiaq quartz countertops, tile backsplash, and under cabinet lighting. The gathering room features wood flooring, built-in cabinets, and a propane gas fireplace with remote control. The large master suite offers a tray ceiling with decorative molding, split vanities, walk-in shower and a soaking tub. The large upstairs fifth bedroom or bonus space includes a fourth bathroom and could be used as a theater room, workout space, home office, etc. . . Attractive 8 foot doors throughout. Decorative crown molding and wainscoting highlight the dining area. The beautiful yard has extensive mature landscaping, decorative border edging, landscape lighting, and well water irrigation system including driplines. Paver driveway and large side entry garage featuring a Shark Coating surface. Generac whole house generator system added in 2022. New roof in 2014. Other owner upgrades include new dishwasher (2023), microwave & garbage disposal (2022), 2-stage heat pump & water heater (2017). Reverse osmosis system for drinking water located in the laundry room. Excellent location that is close to dining, shopping, medical, and all that St. Augustine has to offer. Just minutes to I-95 and Crescent Beach. St. Augustine Shores features The Shores Golf Course, walking & biking trails, tennis & pickleball courts, pier access to the Intracoastal, and lots of activities at the Riverview Club. Call today to schedule your appointment and start ''Living the Dream in St. Augustine''!

Features

  • Rooms: 9
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Laundry Room
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,848
  • Acreage: 0.25
  • Est. Taxes: $4,822
  • HOA Fee: $32 Monthly
  • View: Trees/Woods
  • Pool: In Ground, Solar Heat
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Washer, Water Filtration System
  • MLS#: FC298692
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/FC298692/325valverdelane_saintaugustine_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2024 5:03:29 AM)
Listing courtesy of FIRST COAST REALTY INC.   Phone: 904-494-8408

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

325 Valverde LANE, Saint Augustine, FL, 32086

$725,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $580,000 $580,000 $580,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.159% 6.538%
Monthly Tax Payment $402 $402 $402
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,957 $3,855 $4,973
Total Monthly Payment $4,451 $4,349 $5,467

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.