Explore the simplicity of maintenance-free living at Royal Palm Villas! Immerse yourself in the charm of this 2-bedroom, 2-bathroom end unit villa, where welcoming high ceilings and natural light from multiple skylights create an inviting atmosphere. The wood-burning fireplace, upgraded with a new stainless steel top courtesy of the HOA in 2023, adds both warmth and character to the living space. Interior updates include new granite countertops, undermount sink, and plumbing in the kitchen (April 2024), refreshed light fixtures, door hinges, faucets, 2” faux wood blinds, and newly sealed and painted window frames. Unveil the spacious screened-in lanai by sliding open the pocket glass door, offering a serene space for your morning coffee or evening relaxation. The kitchen boasts practicality with ample counter space, a built-in pantry, and a versatile coffee bar in the dining area. Retreat to the primary suite, which boasts an updated ensuite bathroom with access to a private atrium. A second bedroom and updated bathroom provide comfortable accommodations for family or guests. Experience carefree living with the HOA fee covering essential utilities like water, sewer, trash, and basic cable. Relax by the refreshing community pool knowing that thoughtful exterior maintenance, including lawn care and roof replacement, recently replaced in 2024, is all included for your peace of mind. Tucked away in a quaint community adorned with mature landscaping, this villa is centrally located near Downtown Sarasota, St. Armands Circle, the Ringling Museum, SRQ International Airport, UTC, and the stunning Gulf beaches. Embrace the convenience and comfort of everyday living at Royal Palm Villas.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$225,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,400 | $180,400 | $180,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $204 | $204 | $204 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,231 | $1,199 | $0 |
Total Monthly Payment | $1,510 | $1,478 | $279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.