Step into your own slice of Key West paradise! This charming 3-bedroom, 2-bath solar cottage home awaits in the vibrant 55+ enclave of Green Key Village!
The covered front porch is welcoming and has a perfect view of the community park with a fire pit and water feature. As you enter, you will instantly feel the spaciousness of the open floor plan due to it's 9'4" ceilings, accented by a captivating tray ceiling in the great room. Waterproof luxury vinyl plank flooring spans throughout. The kitchen boasts an island, soft-close shaker door maple cabinets in a soft grey hue, complemented by under-cabinet lighting and gleaming quartz countertops. Indulge your culinary senses with Energy Star GE Stainless Steel appliances, while the Samsung Washer and Dryer stand ready for your convenience.
Luxurious touches abound with top-down, bottom-up blinds, 5” crown molding, and baseboards adding an elegant flair. Stay cool under the breeze of ceiling fans in both the living room and master bedroom.
Outside, the landscape is a masterpiece, complete with electric landscape lighting on dusk-to-dawn timers, a tranquil side patio adorned with a rock garden, flower beds, and a soothing concrete fountain. An irrigation system ensures lush greenery year-round.
The convenient 2-car rear entry garage allows easy access to the home and features an epoxy floor and metal folding stairs leading to ample attic storage. The attic is insulated with spray foam for energy efficiency.
Your power bill will be a mere $35 a month (thanks to Duke Energy's minimum billing charge) due to solar panels with Enphase Micro-inverters and Enphase My Enlighten Home Monitoring.
Rest easy knowing the home is built to last, with Energy Star Low E3 Insulated Vinyl Windows, a Carrier HVAC system, CertainTeed 40-year shingles, concrete block walls, cemented board lap siding, gutters, downspouts, and French drains. Plus, there are still 6 years remaining on the builder's structural warranty, providing peace of mind to new owners.
Outside your door, enjoy a host of community amenities including a wade-entry pool, pickleball and tennis courts, a dog park, and a community garden. Don't let this opportunity slip away to embrace the laid-back Key West lifestyle right here in Lady Lake!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,073 | $2,020 | $2,606 |
Total Monthly Payment | $2,514 | $2,461 | $3,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.