345 Conch Key LANE, Lady Lake, FL, 32159 | $379,900

Step into your own slice of Key West paradise! This charming 3-bedroom, 2-bath solar cottage home awaits in the vibrant 55+ enclave of Green Key Village!

The covered front porch is welcoming and has a perfect view of the community park with a fire pit and water feature. As you enter, you will instantly feel the spaciousness of the open floor plan due to it's 9'4" ceilings, accented by a captivating tray ceiling in the great room. Waterproof luxury vinyl plank flooring spans throughout. The kitchen boasts an island, soft-close shaker door maple cabinets in a soft grey hue, complemented by under-cabinet lighting and gleaming quartz countertops. Indulge your culinary senses with Energy Star GE Stainless Steel appliances, while the Samsung Washer and Dryer stand ready for your convenience.

Luxurious touches abound with top-down, bottom-up blinds, 5” crown molding, and baseboards adding an elegant flair. Stay cool under the breeze of ceiling fans in both the living room and master bedroom.

Outside, the landscape is a masterpiece, complete with electric landscape lighting on dusk-to-dawn timers, a tranquil side patio adorned with a rock garden, flower beds, and a soothing concrete fountain. An irrigation system ensures lush greenery year-round.

The convenient 2-car rear entry garage allows easy access to the home and features an epoxy floor and metal folding stairs leading to ample attic storage. The attic is insulated with spray foam for energy efficiency.

Your power bill will be a mere $35 a month (thanks to Duke Energy's minimum billing charge) due to solar panels with Enphase Micro-inverters and Enphase My Enlighten Home Monitoring.

Rest easy knowing the home is built to last, with Energy Star Low E3 Insulated Vinyl Windows, a Carrier HVAC system, CertainTeed 40-year shingles, concrete block walls, cemented board lap siding, gutters, downspouts, and French drains. Plus, there are still 6 years remaining on the builder's structural warranty, providing peace of mind to new owners.

Outside your door, enjoy a host of community amenities including a wade-entry pool, pickleball and tennis courts, a dog park, and a community garden. Don't let this opportunity slip away to embrace the laid-back Key West lifestyle right here in Lady Lake!

Features

  • Amenities: Basketball Court, Gated, Maintenance, Pickleball Court(s), Pool, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Style: Key West
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,653
  • Acreage: 0.12
  • Est. Taxes: $4,387
  • HOA Fee: $286 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer
  • MLS#: G5079537
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/G5079537/345conchkeylane_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2024 2:17:00 AM)
Listing courtesy of COLDWELL BANKER VANGUARD LIFESTYLE REALTY   Phone: 800-222-3786

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

345 Conch Key LANE, Lady Lake, FL, 32159

$379,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $303,920 $303,920 $303,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.171% 6.538%
Monthly Tax Payment $366 $366 $366
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,073 $2,020 $2,606
Total Monthly Payment $2,514 $2,461 $3,047

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.