Nestled at the end of a tranquil road, this remarkable 3-bedroom, 2-bathroom single-family home situated in the Ten Oaks community embodies comfort, style, and convenience. Boasting NO CDD and LOW HOA fees, this residence offers a serene retreat from the hustle and bustle of everyday life. Upon approaching the front of the house, one is immediately struck by the peaceful seclusion afforded by the location, while an expanded front porch beckons, guiding visitors to the entrance of this well maintained home.
Upon crossing the threshold, guests are greeted by the modern elegance that characterizes this abode, highlighted by soaring vaulted ceilings and expansive, sunlit windows. Throughout the entirety of the home, easy-to-maintain vinyl-like ceramic tile flooring graces the floors, ensuring both pet-friendliness and effortless upkeep. At the heart of the home lies the meticulously appointed kitchen, where granite countertops offer both beauty and resilience, complemented by rich solid wood cabinetry that provides ample storage space. The thoughtfully designed layout includes a dining area by the front window and a convenient breakfast bar too.
Convenience abounds with the adjacent inside utility laundry area, complete with built-in cabinetry for seamless organization. The split bedroom plan layout ensures privacy and convenience for every member of the household, with three bedrooms strategically positioned to accommodate family members, guests, or a home office. The expansive primary bedroom features a generously sized walk-in closet and an en-suite primary bathroom replete with a luxurious garden bath, spacious separate walk-in shower, and a large double sink vanity. For buyer’s peace of mind, a new roof was installed this year (2024) with completely paid off solar panels, as well as a new HVAC installed this year.
The great room opens seamlessly to the covered back porch and the oversized backyard, offering an ideal space for year-round entertaining. Completing the picture is the large 2-car garage, featuring built-in storage spaces and a utility sink area. Centrally located in Zephyrhills, close to shopping, dining, the YMCA, parks, and all the amenities that make East Pasco an exceptional place to call home.
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Our Executive Mortgage Banker:
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$364,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,200 | $291,200 | $291,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,987 | $1,935 | $2,456 |
Total Monthly Payment | $2,432 | $2,380 | $2,901 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.