Situated in the charming village area of Jamestown, this single-level ranch home, set on almost half an acre of land, has undergone a recent and extensive remodel. Welcoming you as you approach the home is a spacious mahogany front porch, accompanied by an attached over-sized two-car garage. The open concept layout facilitates seamless entertaining both inside and out with a brand new covered patio area. The kitchen boasts newer appliances and gorgeous counter-tops, complemented by oak flooring and a large island. All three bedrooms and bathrooms are on the main floor including a large, primary bedroom en-suite with 2 closets (one a walk-in). From the sunken living room with its wonderful natural light, step out onto the new covered patio in the rear, which overlooks a sizable backyard, outdoor shower, hot tub, fire pits, and grill area. Other recent improvements are updated electrical including generator hook-up, central a/c and mini-split, and a custom closet in primary. There also has been recent extensive landscaping done with removal of trees to maximize the space outside, new walkways, two new fire pits, and new garden beds around the house. A convenient outdoor closet/shed area is perfect for storing lawn equipment. This home's location is ideal, within walking distance to schools, the library, post office, grocery store, and downtown restaurants/shops. Zoned Commercial Limited, this property also offers additional possibilities such as a home business.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,276,000 | $1,276,000 | $1,276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.014% | 6.915% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,857 | $8,382 | $11,291 |
Total Monthly Payment | $8,457 | $8,982 | $11,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.