Make this cute 2-3 bedroom cozy Cape Cod style home yours! Situated on more than 1/3 acre in a quiet Town Plot neighborhood, this home offers tons of potential. The spacious living room offers hardwood flooring, a wood burning fireplace framed with a mirrored mantel and built-in bookcases for plenty of storage. Hardwood flooring continues into the dining room with charming built-in corner cabinets and a large picture window. Step down to a large bonus room off the dining room is currently being used as a third bedroom but can also be a study, home office or creative studio space with plenty of natural light. The kitchen has many cabinets and a closet pantry along with updated countertops, tiled backsplash, a new dishwasher and vinyl flooring. There is a screened porch off the kitchen which allows easy access to the back yard. Down the hallway, there is a utility closet and a cute built in linen closet. Two bedrooms with hardwood flooring offer plenty of light and a full bath which has been updated with a walk in shower and comfort height toilet. The basement has interior access stairs and a bulkhead exterior access. The basement also has a half bath, washer, dryer and double sink. A new Roth oil tank was recently installed. The staircase to the second floor leads to a currently unfinished area but has adequate height for expansion of additional bedrooms. There are windows in three gables and rough plumbing in place. Other features of this home include a standby on-demand generator, garage with new garage door and opener with plenty of room for all your projects and storage, carport, a new roof on the main portion of the house and a lovely back yard. There is a monitored security system in place and includes smoke and CO2 detectors. This home offers easy access to major highways with close proximity to major hospitals, restaurants and places of worship. This home is being sold “AS IS” with any inspections for buyers’ information only. Come take a look!
Type | Level |
---|---|
Bedroom 1 | Main |
Dining Room | Main |
Kitchen | Main |
Living Room | Main |
Other | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $506 | $506 | $506 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,500 | $1,462 | $1,855 |
Total Monthly Payment | $2,081 | $2,043 | $2,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.