NEW septic install to be completed before closing! Step into a piece of history with this early nineteenth-century colonial farmhouse, offering a timeless charm and modern comfort. With four bedrooms and one and a half bathrooms, this home is perfect for those seeking a blend of classic elegance and practical living. Natural light floods through the home, highlighting the original hardwood flooring throughout the main level. The spacious floor plan lends itself effortlessly to both easy living and entertaining. A beautiful fireplace greets you in the front living room as well as a wall of custom built-ins setting the tone for warmth and hospitality. The large kitchen has an ideal flow for a chef, with center island, gas cooktop and abundance of storage amongst custom shelving. A second fireplace awaits in the large living room off the kitchen, providing a cozy atmosphere for gatherings and relaxation. The home includes a front and back stairwell leading you upstairs to three bedrooms and a grand, primary bedroom with large walk-in closet, vaulted and beamed ceiling and adjoining bathroom. Outside, a brick walkway and covered porch welcome you to the front yard, while a large deck off the back of the house overlooks the sprawling backyard. This outdoor oasis offers endless opportunities for enjoyment and relaxation. Experience the allure of colonial living in a home that seamlessly blends old-world charm with modern convenience located in the sought after Redding Center
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Family Room | Balcony/Deck,Built-Ins,Fireplace,Hardwood Floor | Main |
Living Room | Built-Ins,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Vaulted Ceiling,Beams,Walk-In Closet,Hardwood Floor | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.893% | 7.171% | 6.623% |
Monthly Tax Payment | $835 | $835 | $835 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,121 | $3,079 | $4,003 |
Total Monthly Payment | $4,048 | $4,006 | $4,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.