Welcome to your slice of paradise nestled amidst Vermont's picturesque mountains and tranquil countryside! This cozy 3 bedroom, 1 bathroom single family home invites you to experience the epitome of rural charm. Step into the home and be greeted by an abundance of natural light flooding through the large bay windows, illuminating the spacious living area being warmed by the pellet stove. Just off of the living room, discover a kitchen that exudes character and functionality with ample cabinet space and updated appliances. Enjoy morning coffee at the breakfast nook, or step out onto the back deck and soak in the views of the surrounding countryside. Down the hall, the full bath and 2 bedrooms have new flooring (2023). Tucked away at the end of the hall, the the primary suite offers plenty of space to unwind and recharge, with a generously sized bedroom area providing space for a king-size bed, sitting area, and more. You can also organize your wardrobe with ease thanks to the expansive walk-in closet! In the basement you will find a plethora of storage space - a blank space for you to make your own! Explore the endless outdoor adventures waiting just beyond your doorstep, from swimming at Lake Carmi, only 20 minutes away, to skiing at Jay Peak just 30 minutes away! Less than an hour to St. Albans and Newport, and only 1. 5 hours to Montreal. Embrace the slower pace of rural living and discover the true essence of Vermont's natural splendor, schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$264,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,920 | $211,920 | $211,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $258 | $258 | $258 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,446 | $1,408 | $1,817 |
Total Monthly Payment | $1,779 | $1,741 | $2,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.