Welcome to your dream home at 8 Hemlock Lane, nestled in the tranquil heart of Wingdale, NY, where modern convenience meets serene living. This beautifully maintained residence, boasting 4 spacious bedrooms and 3 full bathrooms, is a perfect blend of style and functionality, making it an ideal choice for families or those seeking a generous space with a possible mother/daughter setup or accessory apartment. Step inside to discover a warm and inviting interior adorned with hardwood floors that flow seamlessly throughout the main living areas. The heart of the home features a walk-through kitchen with a new floor, ensuring a fresh and modern cooking space. Adjacent to the kitchen, the dining room features a sliding glass door that opens to a large back deck, perfect for entertaining or enjoying quiet moments overlooking the peaceful backyard. The home is designed for comfort and versatility, with a finished basement that includes an potential in-law suite, complete with its own pellet stove, adding a cozy and efficient heating option. This space offers endless possibilities, from a private living area for extended family to a recreational room or home office. Outside, Enjoy the above-ground pool for those hot summer days, and the perfect size shed for all your gardening tools. The property backs onto a walking trail leading to the Ten-Mile River, offering easy access to nature and outdoor adventures right from your backyard. Plus, with the assurance of no construction ever taking place behind your new home, privacy and tranquility are guaranteed. Located on a quiet cul-de-sac road, this home is not only a haven of peace but also conveniently close to the Metro-North, making commutes or trips to the city a breeze. With all electric heat, low taxes, and community water and sewer services, this home is as practical as it is charming. Every aspect of this home has been carefully considered, with permits for all upgrades and additions, ensuring peace of mind for the new homeowners. Whether you are enjoying the quiet privacy of your backyard, hosting gatherings on your back deck, or exploring the nearby walking trails, 8 Hemlock Lane offers a unique blend of suburban comfort and natural beauty. Welcome home to a place where every day feels like a retreat. Bonus 220-amp outlet near the laundry area.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $512 | $512 | $512 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,456 | $2,393 | $3,087 |
Total Monthly Payment | $3,043 | $2,980 | $3,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.