Your coastal dream lifestyle awaits at this charming home in one of the premier communities in Vilano Beach! This flawlessly renovated home, featuring the sophisticated "Chatham" floor plan, boasts an open and welcoming layout conducive to elegant, single-level living. It is comprised of two primary suites, an additional bedroom, a spacious air-conditioned Florida Room, and a versatile office/flex room. The main living area is enhanced by vaulted ceilings, skylights, and a fireplace, creating an ideal environment for both entertaining and relaxation. The residence is adorned with beautiful, updated luxury vinyl plank flooring throughout the main living spaces, contributing to its refined ambiance. The kitchen has been recently upgraded with high-end stainless steel and Cafe appliances, ample storage cabinets, and a convenient pass-through window, ensuring timeless appeal. The air-conditioned Florida room seamlessly integrates with the main living areas and the master suites, offering a delightful space to enjoy all year round. The secluded backyard is a haven of tranquility, surrounded by lush, Florida-friendly landscaping and majestic oak trees. This truly is paradise! Nestled between the ocean and intracoastal, you will find so much that this charming coastal community has to offer. This ideal location is minutes away from Historic Downtown St. Augustine, local shopping, recreation, and a vibrant and growing Vilano Town Center. Come experience resort-style amenities including a heated indoor pool, outdoor pool, jacuzzi, fitness center, lighted tennis courts, and pickleball court. The private community walkover provides safe access directly to the beach to watch the sunrise over the Atlantic Ocean from the private cabana, or enjoy relaxing on the gorgeous beaches of Vilano. This gated community is truly one of a kind, with deep water Marina access that provides a perfect location to launch and store boats up to 45 feet. Additionally, there is leasable storage parking for boats and RVs on the premise. Perfect property for a second home or for the avid traveler as lawn care and irrigation are included in the HOA fees. Enjoy true Florida living in this beautiful home in the desirable community of Villages of Vilano.
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Our Executive Mortgage Banker:
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$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $479 | $479 | $479 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,820 | $3,722 | $4,802 |
Total Monthly Payment | $4,391 | $4,293 | $5,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.