One or more photo(s) has been virtually staged. This spacious and affordable home is located in the heart of Wesley Chapel! It offers the ideal combination of comfort and peaceful surroundings. It features a BRAND-NEW ROOF (replaced in March 2024); 3-car garage; affordable HOA annual dues of only $550 per year; the AC unit is only about 4 years old and the 4th bedroom has its own private entrance. This house is located in the great neighborhood of Pinewalk subdivision, close to SR54 and I-75 and near excellent schools, parks, shopping centers, and high-end stores. As soon as you walk in, you are greeted by a reasonably large room that is well-lit by plenty of NATURAL LIGHT. The main bedroom is spacious, has two (his & hers) walk-in closets, and the full master bathroom has a tub, shower and a private toilet room. This property features high ceilings, the living room, foyer, and master bedroom all have sliding doors that leads to the roomy screened patio, which is the ideal setting for your family's comfort, entertaining and dining outside. In addition, and to add extra privacy, you are allowed to fence your backyard if you desire. This community is pet-friendly and this beautiful house is a great investment opportunity for you and your family. No CDD fees, not in a flood zone and affordable insurance premium. Contact me right now to schedule a showing!
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$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $455 | $455 | $455 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,396 | $2,334 | $2,962 |
Total Monthly Payment | $2,925 | $2,863 | $3,491 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.