Presented byNikki Howell |
Beautiful Townhouse located at Dunham Pond Condominiums, a 55+ over community neighborhood. This is an end unit offering two bedrooms, two full, two-half bathrooms, built in 2004 with 1, 780 square feet of living space on the main level with an additional 1, 200 square feet of finished living space on the lower level. This unit was the model unit and has a two-car attached garage. The interior has been reconfigured changing the main level master to a formal dining room, moving the master suite to the upper level and finishing the lower level with a guest bedroom, family room and powder room. The dining room can be changed back to a bedroom if one chooses to do so. The interior has been freshly painted throughout, offering hardwood flooring on the main level with gas fireplace in the living room, chef’s kitchen with new GE stainless steel appliances (2022) to include 6-burner Cafe stove with exterior exhaust, dining area with new deck (2023) with awning and privacy sail, formal dining room, office, powder room and full bathroom. The upper level offers a loft area, master bedroom suite with walk-in cedar closet and oversized storage area. The home has an alarm system, full house generator (2021), finished lower level with bedroom, powder room, large storage room, family room with walk-out tiled patio with ceiling fan and light. Dunham Pond is conveniently located in town near the Senior Center as well as minutes to I84, I684 and Westchester County.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 16X10 | Lower |
Dining Room | Hardwood Floor | 12X16 | Main |
Eat-In Kitchen | Balcony/Deck,Breakfast Bar,Granite Counters,Dining Area,Sliders,Hardwood Floor | 22X22 | Main |
Full Bath | Tile Floor | 8X8 | Main |
Half Bath | Tile Floor | 5X5 | Main |
Half Bath | Tile Floor | 7X3 | Lower |
Living Room | Cathedral Ceiling,Ceiling Fan,Gas Log Fireplace,Hardwood Floor | 18X16 | Main |
Loft | Vaulted Ceiling,Ceiling Fan,Wall/Wall Carpet | 20X15 | Upper |
Office | Hardwood Floor | 9X10 | Main |
Primary Bath | Granite Counters,Full Bath,Tub w/Shower,Marble Floor | 8X10 | Upper |
Primary Bedroom | Vaulted Ceiling,Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | 17X14 | Upper |
Rec/Play Room | Patio/Terrace,Sliders,Wall/Wall Carpet | 23X24 | Lower |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $699 | $699 | $699 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,367 |
Total Monthly Payment | $3,497 | $3,427 | $4,141 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.