Nestled in a serene cul-de-sac neighborhood, this remarkable Single Family Colonial home AND all new legal ADU in stand-alone building offers an idyllic countryside retreat on 2. 21 acres of land. The property features a main house with 4 bedrooms, 4 bathrooms spread across 2600 square feet, including a walk-up third floor, a walkout finished basement, a two-car garage and a spectacular front porch. Recent updates include new luxury vinyl plank flooring, an updated kitchen with Corian and butcher block countertops, some new appliances, bathroom updates, water softening system & Injector pump, 200 AMP service and a generator hookup. The all new ADU features all separate utilities, with full walk-up attic and 3 bay garages accessed through basement, as well as new separate septic system, new separate water softening & filtration system, new 200 AMP service with generator hookup, energy efficient heating coil and pump system with central AC. Beautiful kitchen with large custom island, and all new appliances, new wood flooring and lights throughout. Embracing sustainable living, these homes are equipped with solar panels for energy efficiency. The expansive back yard, complete with a charming chicken coop hot tub, provides a peaceful sanctuary overlooking the tranquil woods. Showings begin at open house - 3/16.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $702 | $702 | $702 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,339 | $4,285 | $5,497 |
Total Monthly Payment | $5,133 | $5,079 | $6,291 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.