Welcome to the Sherman II model featuring 3-bedrooms, plus a den, 2-baths, 2-level condo (one level except for seven steps down to the primary bedroom), heat pump (2010), and 2-car garage! Step into luxury and comfort with beautiful engineered wood floors, and no popcorn ceilings in the hall bath and hallway. The formal living room boasts built-in bookshelves, an electric fireplace for cozy ambiance, and French doors leading to the den/library, perfect for those seeking a tranquil environment. Formal dining room area with track lighting and sliders out to the backyard deck. Gather around the eat-in kitchen with white cabinetry, granite countertops, and white appliances. The light and bright primary bedroom features a walk-in closet with attic access, and a luxurious primary bathroom with a soaking tub and updated shower door; sliders out to the backyard deck. The large second bedroom offers modern amenities including a ceiling fan, blackout shades, and plush new carpeting. The third bedroom is currently being used as a den, and offers versatility with sliders opening to the deck. The hall bath features an updated shower door. Enjoy outdoor living at its finest with a spacious deck featuring an electric awning, ideal for entertaining or relaxing. The deck connects seamlessly to the primary bedroom deck, creating a private retreat. Enjoy privacy and tranquility in the landscaped backyard with planted evergreens. The garage provides ample storage space with two closets. Conveniently located with easy access to amenities, this condo offers the perfect blend of comfort and convenience. Don't miss your opportunity to make this your dream home! Washing machine (2023). Hot water heater (2023). Sellers will leave the deck table and chairs. The condo is being sold as is. Supplemental Radiant heat in the ceilings, but rarely used. As per the seller, no assessments at this time. Taxes without Basic STAR exemption of $1652. HOA of $980. 06 = Condo 24 fee $705. 78 + Society fee $274. 28. Water fee is approximately $57 per month. Enjoy the Heritage Hills lifestyle: 5 pools, tennis and pickleball courts, Activity Center, Fitness Center, 24-hour security with EMS, and much more! As per the seller: NYSEG budget plan = $165 per month, year round. One-time Society Contribution fee of $1500 due at closing. Per Condo 24: (3) months' condo contribution fee $705. 78 X 3 = $2117. 34 due at closing.
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NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,200 | $575,200 | $575,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.623% |
Monthly Tax Payment | $601 | $601 | $601 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,924 | $3,823 | $4,971 |
Total Monthly Payment | $4,617 | $4,516 | $5,664 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.