Magnificent 2250 sf modern, open concept ranch in the heart of SPACKENKILL SCHOOL DISTRICT for the most discerning buyer. Completely gutted and meticulously rebuilt to today's energy efficient construction standards w/ upgraded 200 amp electric and new electric wiring and plumbing throughout. Brand new BOSCH MINI-SPLITS in each of the bedrooms and living areas. SPRAY FOAM INSULATION on exterior walls, ceilings (to reduce energy costs) and between the main and lower levels (to reduce noise levels). New siding, roofing (asphalt shingles and EPDM) and new black frame windows. TOWN WATER/SEWER and conveniently located next to restaurants, shopping, hospitals and colleges. Minutes to Metro-North Hudson line (Poughkeepsie or New Hamburg). Upon entry, you will be greeted by soaring 13 FT HIGH CEILINGS w / recessed lighting and EUROPEAN WIDE PLANK OAK flooring. Brand new contemporary kitchen w/ Samsung bespoke appliances and quartz countertops. Just off the kitchen, an oversized master BR suite can be found w/ sitting area, WIC and a luxurious master bath featuring 12 shower jets, double shower heads and a TOTO TOILET w/ BIDET and HEATED SEAT. Also on the main level, there are two additional large bedrooms w/ industrial style closets, a 2nd contemporary bathroom w/ WALL-MOUNTED BLACK TOILET. Downstairs, you will find a 4th BR, a 3rd bath w/ double shower and floating vanity and a laundry area equipped w/ XL SMART LG DRYER AND WASHER. Also on the lower level, an open family room w/ luxury vinyl plank flooring throughout and a 8' wide walk-out stairway leading to the expansive, leveled backyard with brand new topsoil and freshly seeded lawn. In the backyard is a newly constructed 25'x16' patio that is an entertainer's delight. Too much to list on here You have to come and see to truly appreciate this unique property!
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Our Executive Mortgage Banker:
Our Insurance Division:
$614,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $491,200 | $491,200 | $491,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $674 | $674 | $674 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,351 | $3,265 | $4,145 |
Total Monthly Payment | $4,117 | $4,031 | $4,911 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.